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Business & Agriculture

Whatever goals and dreams you have for your business, farm or ranch; we are here to help you realize them.

Rooted in over 50 years of dedication to the agriculture industry, we offer so much more than financial services; we are your steadfast partner committed to the foundational and growth needs of your agri-business. With deep-seated knowledge and a complete suite of financial solutions, we're here to cultivate enduring success with you. 




Flexible terms to match the loan purpose and your income stream.
Our complete, full-featured line of small business and agriculture financial services will give you the necessary foundation to manage your finances successfully and achieve the results you want. Available as a Line of Credit, Term Loan, or Mortgage.
 
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Phone Us

(306) 845-2105
 
Explore our Ag & Business Products 
 
Canada Agriculture Loans Act (CALA) Mortgage
The CALA is a federal government-guaranteed loan program designed to provide eligible farmers and farm co-operatives with easier access to funds for improvments and the processing, distribution, and marketing of farm products.  
Purchase options: 
  • Purchase farm real estate, livestock (breeding herd) and farm equipment (including repairs) 
  • Purchase crop storage condominiums 
  • Construct farm buildings 
  • Consolidate certain types of debt 
  • Supplement a farm's energy use with power from renewable sources 
Features 
  • Up to 80% of required capital for eligible business assets, therefore a smaller down payment of 20% is required
  • Flexibile repayment options 
  • Maximum term of 15 years 
  • Variable interest rates 
  • Expenditures made within 60 days before the day on which the loan is disbursed are eligible for financing

Canada Small Business Financing Program (CSBFP) Mortgage 
The CSBFP is a federal government-backed program designed to make it easier for small businesses to access funding to support their growth and goals. 

Features: 

  • No maximum borrowing requirment, with the maximum loan amount set at $500,000
  • Up to 90% financing for eligible business-related assets, therefore a smaller down payment of 10% is required
  • Fixed or variable rates 
  • Flexible repayment options 
  • Amortizations of up to 10 years 
  • Expenditures and assets purchased up to 180 days prior to the loan approval date are eligible for financing
Conventional Mortgage 
Whether you're purchasing land, expanding your current operation, or looking to refinance, we're got a mortgage product that offers great rates, flexible payments, and room to grow.

Features:
  • Borrow up to 75% of the appraised value or purchase price (whichever is less)
  • 1-5 year term options 
  • Up to 25-year amortization 
  • Fixed or variable repayment options 
  • Competitive interest rates 
  • Prepayment flexibility 
  • Optional and affordable life, disability, loss of employment and critical illness insurance coverage to protect your investment
 
Meet Our Lending Team 
 

Julie Brendle 
Loans Manager

Patricia Fink
Loans Officer 

Darcey Jenkins 
Loans Officer 
 

Melanie Locke 
Loans Officer/ Loans Clerk 
Chat with a mortgage specialist today.